How Insurance Claims For Roof Replacements Work?
The roof of your house provides shelter for you and your family. A strong and safe shelter that keeps the foundation of your house intact. But when you start to discover significant damages in your roof, the integrity of the roof is put to question.
It can become quite a nerve-wracking and hectic time for the homeowner to get their roof replaced. The process for insurance claim entails lots of visits and follow-ups with the mortgage company, roofing contractors and insurance adjusters.
In order to make sure your insurance claim for your roof replacement is handled without any difficulties, you need to take some steps.
Step #1 – After a Storm, Immediately Look For Roof Damages
After a storm hits your area, chances are your roof has been affected by it. Though your roof looks perfectly intact from its exteriors, there may be some cracks and leaks that cannot be seen from a naked eye. But to a professional, these defects are clearly visible. That’s why it is a good idea to call a trustworthy and experienced roofing contractor take an inspection of your roof if you think your roof is affected and damaged.
Step #2 – Snap Pictures and Make a Detailed Record of the Damages
The clever and smart move a professional inspector makes is to take pictures of all the damages and document the extensiveness of the damages caused to the roof. They will submit you the pictures showing the damaged areas of your roof and submit a report highlighting the repairs that need to be made along with an estimated cost.
At times, you may find that the roof damages are not enough to be claimed through insurance. In other cases, the damages are such that the insurance company has to be involved. That’s when you will need to submit a detailed report of the damages, the cause that led to the damage, and when the damage occurred. Your professional and experienced roofing contractor will see to it that the report on your roof damages is made accurately, provided you hire the right roofing contractor. When your report is submitted to the insurance company, the process of your roof replacement will get done much more quickly, thanks to your roofing contractor.